Offers higher and secure returns for your investment.

Click Here To View RatesFeatures & Benefits
  • Eligibility
  • Documents Required
    • The company has been registered by the Monetary Board of the Central Bank of Sri Lanka under the finance business Act no. Eligible deposit liabilities are insured with the Sri Lanka deposit insurance scheme, implemented by the monetary board, for compensation up to a maximum of Rs.600, 000/- per depositor.
    • SDB bank fixed deposits offer you attractive interest rates in the market. A minimum deposit of Rs 10,000 is all you need to open the FD account.
  • FD Calculator
  • REQUEST INFORMATION
  • Fixed Deposit is a secure investment that offers a higher return to you. In a Fixed Deposit, the return is guaranteed regardless of interest rate fluctuations unlike in most of the other form of investments. Hence it is an easy to understand, tried and tested secure investment method which will give you peace of mind.

    The Sampath Bank made an announcement as the highest interest rate for 12 Month Fixed Deposit as 14% and 14.5% for Senior Citizens. For more information contact Nearest Sampath Bank or see below advertisment Sampath Bank Fixed Deposit Interest Rate as 14.5%. Trust and assurance of a State Bank Higher interest rates in the market Most flexible customer service for your financial needs Free of charge interest transfer to any party you nominate in any Bank in Sri Lanka Loan facility against fixed deposit - 80% - 90% for 5 years repayment period. Nomination facility for one or more nominees.

    Benefits

    • Apart from offering higher interest rates for Fixed Deposits, a Fixed Deposit at Pan Asia Bank is a highly secure investment since Pan Asia Bank is a licensed commercial bank which is regulated by the Central bank of Sri Lanka.
    • Ability to select a tenor from 1 month to 5 years
    • Ability to renew the deposit automatically
    • Ability to obtain cash back loans up to 90% of your Fixed Deposit to meet your emergency cash requirements.

    Sampath Bank Interest

    Interest Payment

    Interest will be paid both at maturity or monthly. If you select monthly interest payment option, you are required to provide an account operating under your name.

    For deposits less than 1 year, interest could only be earned at maturity.

    Rates

    Placing a Fixed Deposit

    Visit any of our Pan Asia Bank branches during its operating hours and produce your identification documents along with a proof of your billing address if it differs from your identification documentation.

    Click here to view the current fixed deposit rates

    Withdrawals

    Withdrawals will be allowed only at maturity upon producing the Fixed Deposit certificate at your account opening branch. Any withdrawals made prior to the maturity will be considered as a premature withdrawal which will be subject to a penalty determined by the bank.

    * Terms & Conditions apply

    Product features, Interest rates are subject to change from time to time and general business banking conditions will continue to apply. Therefore, it is advisable to contact the branch nearest to you for the latest information and prevailing terms & conditions.

    • Resident Sri Lankans over 18 years of age
    • Minimum Deposit Rs 25,000/-
    • Clear copy of the NIC or Drivers License
    • Clear copy of a utility bill or a bank statement from another bank or any other valid address verification document

    Financial Calculator

    REQUEST INFORMATION

    Fixed Deposit

    Piduma

    Super User
    Fixed Deposit
    22305 Hits
    Rate this item
    Being the first government bank in Sri Lanka, SMIB provides 100% assurance for your deposits as we practiced for last 84 years while offering competitive interest rates for term deposits prevailing in the market.

    Sampath Bank Fixed Deposit Rates 2017

    Trust and assurance of a State Bank

    Higher interest rates in the market

    Most flexible customer service for your financial needs

    Free of charge interest transfer to any party you nominate in any Bank in Sri Lanka

    Loan facility against fixed deposit up to 80%- 90% of deposit value

    Nomination facility for one or more nominees

    Automatic renewal facility

    Ability to collect interest either on monthly basis or annual basis as your preference

    Ability to open and operate FD accounts individually or jointly with spouse or children

    Ability to open and operate FD accounts for short term, medium term or long term as your preference

    Senior citizens who are above 60 year of age

    Minimum deposit amount of Rs. 5,000/=

    Deposits can be placed for period of 01, 03, 06, 12, 24, 36 or 60 months.

    Interest Payment methods

    Interest will be paid at maturity for all types of deposits

    Interest will be paid at monthly only for deposits placed for 12, 24, 36 48, and 60 months

    Up front interest is offered for FD (Only for special F.D. schemes as decided by the Bank)

    Deposits Schemes

    Normal FD Scheme with SMIBFD Scheme with SMIB for
    senior citizens. (Over 55 years of age)
    Individual or Joint Fixed Deposit Holders (Kaptura or Piduma) Required Documents

    Sampath Bank Fd Rates 2021

    Duly filled FD Mandate.

    Know Your Customer form. (KYC)

    A copy of NIC/ valid Passport or Driving License along with original

    Address verification document when address is not confirmed from above

    e.g.:- Utility bill (excluding Mobile Bill) or any other acceptable document by the bank.

    Withholding Tax Declaration (if requested)

    Institution, Companies, Unions or Non charity institutions (Kaptura)

    Duly filled FD Mandate.
    Know Your Customer form. (KYC Form)

    A copy of NIC/ valid Passport or Driving License along with original of liable person/s.

    Address verification Document when address is not confirmed from above

    e.g.:- Utility bill (excluding Mobile Bill) or any other acceptable document by the bank.

    Withholding Tax Declaration (if requested).

    A Certified copy of Business Registration & Certificate of Incorporation.

    A Certified Copy of Articles of Associations.

    Copy of resolution of Directors/ Committee regarding the opening of the account and authority for transaction duly certified by Chairman/ president & Secretary.

    Minor Fixed Deposit Holders (Kaptura– on behalf of minors below 18 -years of age)

    Duly filled FD Mandate
    Know Your Customer form. (KYC Form for a parent or the guardian)
    A copy of NIC / valid Pass Port or Driving Licensealong with original of a parent or the guardian
    A copy of Certificate of Birth of the minor along with original
    Address verification Document when address is not confirmed from above
    e.g.:- Utilized bill (excluding Mobile Bill) or any other acceptable document by bank.
    Withholding Tax Declaration (if requested).

    Suggestions

    • We are highly appreciating your suggestions for a better service.
    • 1922
    • This email address is being protected from spambots. You need JavaScript enabled to view it.

    Comments

    Withholding tax is payable on interest earned as specified by the Department of Inland Revenue.

    For more details contact SMIB Call Centre on 1922 or 011 772 2722 or visit your nearest SMIB branch.

    Kapthura

    Super User
    Fixed Deposit
    16971 Hits
    Rate this item

    Kapthura

    Being the first government bank in Sri Lanka, SMIB provides 100% assurance for your deposits as we practiced for last 84 years while offering competitive interest rates for term deposits prevailing in the market.

    Trust and assurance of a State Bank
    Higher interest rates in the market
    Most flexible customer service for your financial needs
    Free of charge interest transfer to any party you nominate in any Bank in Sri Lanka
    Loan facility against fixed deposit - 80% - 90% for 5 years repayment period.
    Nomination facility for one or more nominees
    Automatic renewal facility
    Ability to collect interest either on monthly basis or annual basis as your preference
    Ability to open and operate FD accounts individually or jointly with spouse or children
    Ability to open and operate FD accounts for short term, medium term or long term as your preference

    Sri Lankans over 18 years of age can start individual or joint accounts

    Minors who are below 18 years of age can open a deposit only with a parent or other guardian.

    Legally recognized or incorporated organizations. (E.g.:- Companies, Institutions, Unions, etc.)
    Senior citizens who are above 55 year of age

    Minimum deposit amount of Rs. 5,000/=
    Deposits can be placed for period of 01, 03, 06, 12, 24, 36 , 48 or 60 months.
    Interest Payment methods
    Interest will be paid at maturity for all types of deposits
    Interest will be paid at monthly only for deposits placed for 12, 24, 36, 48 and 60 months
    Up front interest is offered for FD (Only for special F.D. schemes as decided by the Bank)

    KapthuraPiduma
    Normal FD Scheme with SMIBFD Scheme with SMIB for senior citizens.
    (Over 55 years of age)

    Sampath Bank Fixed Deposit Rates Calculator

    Individual or Joint Fixed Deposit Holders (Kaptura or Piduma)
    Duly filled FD Mandate.
    Know Your Customer form. (KYC)
    A copy of NIC / valid Passport or Driving License along with original
    Address verification document when address is not confirmed from above
    e.g.:- Utility bill (excluding Mobile Bill) or any other acceptable document by the bank.
    Withholding Tax Declaration (if requested).
    Institution, Companies, Unions or Non charity institutions (Kaptura)

    Sampath Bank Fd Rate

    Duly filled FD Mandate.
    Know Your Customer form. (KYC Form)
    A copy of NIC / valid Passport or Driving License along with original of liable person/s.
    Address verification Document when address is not confirmed from above
    e.g.:- Utility bill (excluding Mobile Bill) or any other acceptable document by the bank.
    Withholding Tax Declaration (if requested).
    A Certified copy of Business Registration & Certificate of Incorporation.
    A Certified Copy of Articles of Associations.
    Copy of resolution of Directors/ Committee regarding the opening of the account and authority for transaction duly certified by Chairman/ president & Secretary.
    Minor Fixed Deposit Holders (Kaptura– on behalf of minors below 18 -years of age).

    Duly filled FD Mandate
    Know Your Customer form. (KYC Form for a parent or the guardian)
    A copy of NIC / valid Pass Port or Driving Licensealong with original of a parent or the guardian
    A copy of Certificate of Birth of the minor along with original
    Address verification Document when address is not confirmed from above
    e.g.:- Utilized bill (excluding Mobile Bill) or any other acceptable document by bank.
    Withholding Tax Declaration (if requested).

    Suggestions

    • We are highly appreciating your suggestions for a better service.
    • 1922
    • This email address is being protected from spambots. You need JavaScript enabled to view it.

    Comments

    Withholding tax is payable on interest earned as specified by the Department of Inland Revenue.

    For more details contact SMIB Call Centre on 1922 or 011 772 2722 or visit your nearest SMIB branch.

    Coments are closed
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